Startup Financing Gautier MS

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Mr. Charles L. Thompson Jr., CFP®
(228) 385-1055
2635 Pass Rd
Biloxi, MS
Firm
Thompson Diaz, Baxter & Associates, P.A.
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Insurance Planning, Investment Management, Retirement Income Management, Retirement Planning, Tax Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided by:
Mr. Sal E. Crespo, CFP®
(228) 731-6600
6721 Washington Ave
Ocean Springs, MS
Firm
Allstate Insurance Company
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Mrs. Elsbeth H. Welch, CFP®
(228) 385-1053
250 Beauvoir Rd Ste 1C
Biloxi, MS
Firm
Ameriprise Financial Services, Inc.
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Estate Planning, Investment Management, Investment Planning, Retirement Planning, Risk Management

Data Provided by:
Wells Fargo - Vancleave
(228) 826-5911
12000 Hwy 57
Vancleave, MS
Type
Branch
Office Hours
Mon-Thu 09:00 AM-05:00 PM
Fri 09:00 AM-05:30 PM
Sat-Sun Closed

Wells Fargo - Ocean Springs
(228) 872-2911
1701 Bienville Blvd
Ocean Springs, MS
Type
Branch
Office Hours
Mon-Thu 09:00 AM-05:00 PM
Fri 09:00 AM-05:30 PM
Sat-Sun Closed

Mr. John L. Kenna, CFP®
(228) 239-0027
2112 Bienville Blvd Ste P
Ocean Springs, MS
Firm
Kenna CFP CPA
Areas of Specialization
Accounting, Asset Allocation, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Debt Management
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Mr. Kerry S. Milligan, CFP®
(228) 831-1476
2598 Pass Rd
Biloxi, MS
Firm
Strojny & Strojny Financial Se

Data Provided by:
Wells Fargo - Pascagoula
(228) 769-9711
1114 Jackson Ave
Pascagoula, MS
Type
Branch
Office Hours
Mon-Thu 09:00 AM-05:00 PM
Fri 09:00 AM-05:30 PM
Sat-Sun Closed

Wells Fargo - Biloxi Main
(228) 436-8654
854 Howard Ave
Biloxi, MS
Type
Branch
Office Hours
Mon-Thu 09:00 AM-05:00 PM
Fri 09:00 AM-05:30 PM
Sat-Sun Closed

Wells Fargo - Edgewater
(228) 385-7463
2675 Pass Rd
Biloxi, MS
Type
Branch
Office Hours
Mon-Thu 09:00 AM-05:00 PM
Fri 09:00 AM-05:30 PM
Sat-Sun Closed

Data Provided by:

Startup Financing

Provided By: 

The Real Funding Strategy That Works
by Kenneth H. Marks

You have an idea for a product or service and want to start a company, or maybe you already have a company and you are thinking about launching a new product line. Either way, you need capital to make it happen, but how do you get the funding required?

If you attend your typical MBA class on startup businesses or an entrepreneurial starter program, you’ll likely be told to write a business plan and shop it to angel and venture investors, right? Not in the real world!
Statistically no one gets venture capital. Yes, we all read about the handful of companies that obtained venture funding, are written about in the trade rags and may have even gone public, but given the number of companies started each year vs. the number of companies receiving institutional (or venture) funding, it is insignificant, and for most companies just plain unrealistic. So, how do the 99.9 percent of startup businesses get funded?

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Practical Funding Approach

The financing strategy is bootstrapping in stages based on iterative phases of success, working from the end backwards along a path of steps, only doing what must be done to get to the next phase with minimal capital. This is a resourceful and practical approach:
· Start with the customer and market need.
· Establish the critical path items for at least the first stage of the company or project.
· Define what it takes to validate the market and prove the company’s ability.
· Develop a list of where and from whom you can get the resources needed (i.e. those who have a reason to care about your company’s success).
· Assess – Can you bridge the gap with friends and family and personal investment?

Start with the Customer and the Market Need

Start with the end in mind — that is, the customer and the market need. Many businesses start with a solution and look for a problem to solve; this is natural when you have technical entrepreneurs and creative people. However, capital is attracted to situations that have proven market demand with a solution that is feasible at a validated price that allows the business to make a significant return based on the risk involved. The idea is to validate the market and price as soon as possible in the development of the company and shape the product or service offering to assure profitable revenues, or at least those that can generate a reasonable gross profit (revenues minus direct costs). This means talking with potential customers as you are crafting the business plan and strategy — the same goes with likely sources of supply.

Establish the Critical Path Items

Next, leverage the knowledge gained to develop the critical path items required to launch the company. Create a working prototype and confirm that the business model will work. One of the outputs of this train of thinking and process is a clearer understanding of the amount and timing of capital required.
Let’s take an example: A small ...

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